Insurance Policy Doesn’t Cover Exploding Corpses

In 2008, an elderly woman’s body decomposed so badly that it exploded, which allowed bodily fluid to seep through the floor and into the apartment below.

The unlucky neighbor spent her own money to gut the apartment in an effort to get rid of the noxious odor. She claimed her insurance company, State Farm, needed to reimburse her for the damages.  However, a Palm Beach County court ruled that her insurance policy did not cover damages caused by bodily explosions. 

See Chris Joseph, Florida Woman Must Pay Damages After Corpse Explodes Above Her Apartment, Broward Palm Beach New Times, Apr. 28, 2014. 

Special thanks to David S. Luber (Florida Probate Attorney) for bringing this article to my attention.