Members of the National Rifle Association (NRA) can now purchase concealed carry liability insurance. The pay out of such a policy is meant to cover legal costs stemming from an NRA member being charged with a criminal or civil case in a self-defense shooting case. The premium payments range from $165 annually for a $100,000 policy to $600 annually for a $1 million dollar plan. The money is paid out directly to the attorney. However, the policy only covers a policyholder that is acquitted of the charges and even then, the policy does not pay the attorney until after the acquittal. Thus, a conviction voids the policy. The NRA explains the intent behind the creation of the liability insurance on its webpage “We recognized this gap in coverage and created a plan to help protect National Rifle Association members should the unthinkable happen.”
See Dahleen Glalnton, NRA Offers Shooters’ Insurance, Chicago Tribune, Jan. 11, 2013.
Special thanks to Brian Cohan (Attorney at Law, Law Offices of Brian J. Cohan, P.C.) for bringing this article to my attention.
