Amidst the emotional time that occurs after the death of a close relative, creditors may begin to contact family members to get general information, contact info of other family members, or discuss the debt. The debt usually belongs to the estate of the deceased family member and not other family members, unless for example they cosigned on a loan. Generally creditors may contact the executor or administrator of the estate to discuss the debt. If the info collection turns into harassment though, the person should tell the debt collector to no longer contact them by sending a letter or contact the state attorney general’s office.
See Margaret S. Barr, ‘Til Death Do Them Part: Creditor Rights, McBrayer, May 16, 2014.
Special thanks to Jim Hillhouse (Professional Legal Marketing (PLM, Inc.)) for bringing this article to my attention.
